“It’s only a minor issue, so I can’t be bothered to submit a claim. Why the sudden question, Zachary?”

Zachary fell silent before uttering, “The woman who scratched your car this morning is the sister of my nana’s lifesaver. The sisters only have each other, and the woman is a housewife without an income. They’re worried they can’t pay for your car’s repairs.”

Duncan replied, “… Talk about a coincidence. I can’t believe she was the sister of your grandma’s lifesaver. How did you find out?”