Andrew stated firmly, "While Ms. Stevens might be satisfied, I'm not quite done yet."

Christina froze, wondering how this guy could still make demands. She thought he should be counting his blessings and wondered where he got the nerve to ask for more.

To her surprise, Mark played along perfectly. "Mr. Lloyd, please tell me what else concerns you, and I'll take care of it."

"First, we still need to process the loan," Andrew said. "Second, these Jayrodale Bank employees who conspired with N