MATTHEW DAY P.O. V

"This was a long time ago, so I'm not going to blame you if you don't remember," Cassie told me before she went on with her story.

"All right, " was all she answered, as she waited for her to say.

"Two years ago, my little brother got sick and needed a heart transplant." We didn't have the money for the transplant, although they do have health insurance."

"Health insurance can help, but not most of the time, " Ali murmured sadly.