Elaine sighed, embarrassed. "Well, it was a few years ago, when I found a debit card in Charlie's pocket. We just left your mom's house, and I really needed the money for a beauty salon session, so I tried to check how much money was on the card. I somehow guessed the PIN, but now in hindsight, it was terrible..."

Jacob groaned in disbelief. "You're really something else. You managed to guess Charlie's PIN, and you're saying that's terrible?"

Elaine winced as if feeling the pain in her old l